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Surplus funds in Missouri.

When a property in Missouri sells at a tax sale or a foreclosure sale for more than what was owed, the extra can belong to the former owner. Here is who holds it, the law behind it, and every county office linked so you can check for yourself, free.

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Foreclosure sales here

Both judicial and non-judicial.

Our fee here

Tax-sale surplus: up to 25% of what you receive, shown in writing before you sign, $0 upfront, only if you are paid. We don't offer paid help for foreclosure surplus; you can claim it yourself, free.

Tax sale surplus

Surplus from collector's sales is paid first to former lienholders by priority, then to the former owner (RSMo §140.230). The written claim must be filed with the county commission within 90 days after the redemption period expires, and money not paid out within 3 years goes to a county school fund.

Foreclosure surplus

Foreclosure type
Both
Who holds the surplus

The trustee under the deed of trust who conducted the sale (non-judicial); the sheriff for court-ordered/execution sales, who must pay surplus into the county treasury under RSMo 140.230

Missouri allows foreclosure by trustee's sale under a power of sale in a mortgage or deed of trust (RSMo 443.290, 443.310), without a court case, and also foreclosure by court action (RSMo 443.190). No Missouri statute was found that sets the order of payment, a claim deadline or a deposit procedure for trustee's-sale surplus; ask the trustee in writing for the sale accounting and any surplus. For sheriff's sales 'for taxes or other debt', RSMo 140.230 sends surplus to the county treasury, where claims must be filed with the county commission within 90 days after the redemption period ends.

Fees and assignments. No foreclosure-surplus-specific fee statute found. If surplus reaches the State Treasurer as unclaimed property, RSMo 447.581: recovery agreements made within 12 months of delivery are unenforceable; fee caps of 10% (12-24 months), 15% (24-36 months), 20% (after 36 months); agreements must be written, signed and acknowledged; paid recovery agents must register with the Treasurer.

Published surplus lists

These official Missouri pages publish lists or lookups of unclaimed surplus or excess proceeds. If your name or parcel appears, the office that runs the list can tell you how to claim, free.

Lists change often and may be out of date. Checked October 2026.

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Every Missouri county office(115)

Surplus is public record. Call the office that held the sale with the parcel or case number; in most places it will confirm whether a surplus exists, how much, and the deadline. Self-filing is free. Each entry links the county's tax office and court clerk where the directory lists them, plus the full set of county offices.

Each dot is a county below. Pick one from the list to see it up close.© OpenStreetMap contributors

What we do, and your other options

Filing yourself, your own attorney, or us. Our fee in Missouri is above.

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Check this yourself

This page is plain-language orientation, not legal advice. Statutes were checked against official sources in October 2026, and county links come from the NETR public-records directory, an independent resource. Laws and county procedures change, so confirm with the office before you rely on any of it. You can always file a claim yourself with no recovery fee (a court or notary may charge a small fee).