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Northeast

Surplus funds in Connecticut.

When a property in Connecticut sells at a tax sale or a foreclosure sale for more than what was owed, the extra can belong to the former owner. Here is who holds it, the law behind it, and every county office linked so you can check for yourself, free.

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Foreclosure sales here

Judicial, through the courts.

Our fee here

We don't offer paid help in Connecticut. You can claim surplus here yourself, free; see below.

Tax sale surplus

Tax-collector sales under C.G.S. §12-157. The collector holds the excess in a separate escrow account during the redemption period (six months after the sale, or 60 days for abandoned property or under a local ordinance). If the property is redeemed, the escrow goes to the buyer. If not, the collector may first use it to pay the taxpayer's other unpaid municipal taxes, then within 10 days pays the rest to the Superior Court clerk and within 5 days notifies the owner and lienholders by certified mail. Claimants must apply to the court within 90 days of that payment; money not applied for goes to the state.

Foreclosure surplus

Foreclosure type
Judicial
Who holds the surplus

The Superior Court. Proceeds of a foreclosure sale (or a foreclosure by market sale) are brought into court; a foreclosing plaintiff who buys deposits only the amount above its judgment.

Connecticut mortgages are foreclosed in Superior Court, and strict foreclosure is the usual remedy: title passes to the lender, with no sale and no surplus; surplus arises only when the court orders a foreclosure by sale or market sale (C.G.S. 49-24). After the sale is approved, the court enters a supplemental judgment naming who is entitled to the proceeds and how much (49-27); a former owner asks for the surplus in the foreclosure case, where lienholders may also claim it. We found no statutory claim deadline.

Fees and assignments. No surplus-specific statute found regulating fees or assignments for recovering foreclosure sale surplus. Connecticut makes locator agreements invalid within two years after the date a report of the unclaimed property is due, caps the fee at 10%, and since Jan. 1, 2025 requires agreements and solicitations to disclose that you can claim free from the Treasurer (C.G.S. § 3-70a).

Claiming it yourself

We don't offer paid help in Connecticut. You can claim surplus here yourself, free.

See the free self-filing steps →

Every Connecticut county office(173)

Surplus is public record. Call the office that held the sale with the parcel or case number; in most places it will confirm whether a surplus exists, how much, and the deadline. Self-filing is free. Each entry links the county's tax office and court clerk where the directory lists them, plus the full set of county offices.

Each dot is a county below. Pick one from the list to see it up close.© OpenStreetMap contributors

Check this yourself

This page is plain-language orientation, not legal advice. Statutes were checked against official sources in October 2026, and county links come from the NETR public-records directory, an independent resource. Laws and county procedures change, so confirm with the office before you rely on any of it. You can always file a claim yourself with no recovery fee (a court or notary may charge a small fee).